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Card Issuing & Program Management

Build powerful
card programs
at global scale

Issue branded payment cards, manage multi-currency accounts, and deliver curated rewards — all through a single, unified platform built for luxury travel.

Start building View API docs
Roman Black
•••• •••• •••• 9421
Premium Member
Platinum
•••• •••• •••• 7755
Platinum Elite
My Card
Roman Wealth
•••• 4820
Available Balance
$24,850.00
✈
Rewards Earned
Today
+4,200 pts
🏨
Aman Tokyo
Yesterday
−$1,240
🍽
Nobu Malibu
Mar 15
−$385
Prestige Navy
•••• •••• •••• 3318
Prestige Select
Roman Infinite
•••• •••• •••• 0001
Infinite Member
Infrastructure

Card infrastructure for exceptional travel brands

Rapid Card Issuance

Issue physical and virtual cards instantly via API. From a single branded card to millions of member cards across 150+ countries — launch in days, not months.

Multi-Currency Accounts

Seamlessly hold, exchange, and spend in 40+ currencies. Automatically settle in local currencies when members travel across the globe.

Curated Rewards Engine

Build loyalty programs deeply connected to your travel inventory. Award points for experiences, hotels, and flights — then redeem them seamlessly within the same ecosystem.

Capabilities

Everything you need to run a world-class card program

White-label card design

Full control over card aesthetics — colours, embossing, material, and network logos. Physical cards that reflect your brand at every touchpoint.

// Issue a new virtual card
POST /v1/cards
{
"member_id": "mem_xK92mP",
"program": "roman-wealth",
"spending_limit": 50000,
"currency": "USD"
}

Developer-first API

RESTful API with SDKs for Node, Python, Ruby, and Go. Issue cards, set limits, manage controls, and stream transactions — all programmatically.

✈️
Flight Rewards
78K pts
🏨
Hotel Nights
24 nights
🎭
Experiences
43 booked

Integrated rewards & loyalty

Points that earn across your entire ecosystem — flights, hotels, experiences — and redeem seamlessly without friction. No third-party loyalty clouds needed.

Card palette
Visa
Mastercard
UnionPay
Virtual Cards
Physical Cards

Flexible card configuration

Configure card types, networks, and controls per segment. Virtual for instant issuance, physical for brand presence — with tokenization for Apple Pay and Google Pay.

Programs

Two ways to launch

Managed Program

The fastest path to market. Roman Technology handles card scheme membership, BIN sponsorship, and compliance — you focus on your brand and members.

  • Shared BIN with branded range
  • Included compliance infrastructure
  • Scheme membership via Roman's sponsorship
  • Launch in as few as 4 weeks
  • Hosted card controls dashboard
  • Dedicated program success manager

Sponsored Program

Maximum control for established brands. Your own BIN range, independent compliance posture, and direct scheme access — supported by our infrastructure.

  • Dedicated BIN range
  • Independent compliance entity
  • Direct Visa / Mastercard membership
  • Full API access and white-box control
  • Custom processing and settlement
  • Priority engineering support
Integrations

Works with leading card processors

Roman Technology's card programs integrate with the world's top-tier processing infrastructure, so you're never locked in and always benefit from best-in-class capabilities.

LTC

Lithic

Modern card issuing API with granular spend controls and real-time transaction webhooks.

GAL

Galileo

Enterprise-grade processing powering some of the world's largest fintech card programs.

V DPS

Visa DPS

Visa's own processing platform, providing the highest authorisation rates and global reach.

CUST

Custom

Already have a processor? Our open API layer connects to any issuer processor via standard protocols.

Launch Process

From idea to live cards in 6 steps

1

Discovery & Scope

Define program goals, target segment, and reward structure with our solutions team.

2

Card Design

Collaborate on card aesthetics, material selection, network placement, and embossing.

3

API Integration

Connect your platform via REST API with sandbox testing and webhook configuration.

4

Compliance Review

Complete KYC/AML setup, card scheme rules, and regulatory filings — we guide every step.

5

UAT & Pilot

Run a controlled pilot with a select member cohort to validate the full card lifecycle.

6

Full Launch

Scale to your full member base with dedicated support and real-time program monitoring.

Live App
Card program live app
Your branded card program — live on iOS & Android
Security & Compliance

Built on a foundation of trust

Our card infrastructure meets the highest security standards — so your members' data and funds are always protected. We maintain full regulatory compliance across every jurisdiction you operate in.

Tokenization, 3DS2 authentication, and real-time fraud scoring are built in — not bolted on.

PCI DSS Level 1 Card data security
SOC 2 Type II Operational security
EMVCo 3DS2 Authentication
ISO 27001 Information security

Ready to launch your card program?

Join leading travel brands that trust Roman Technology to power their members' financial experiences.

Talk to our team Explore the platform